It’s Cyber Monday, when people start their online holiday shopping in earnest. And with the spending season comes an upswing in identity theft. Managing editor Tami Roleff offers the following tips on how to reduce your risk of identity theft due to online shopping…
To reduce the possibility of identity theft, use just one credit card for online purchases, and make it one that has a low limit. Rotate and change your passwords on all online accounts monthly or more often. Monitor your credit and debit card activity on a daily basis, paying attention to balance amounts. Enroll in a credit-monitoring service, but understand, that loopholes still allow your identify to be cloned without you even noticing. And most important, never give out personal information over the phone or via e-mail, including any and all unsolicited phone calls or e-mail offers. Protect yourself this holiday season, and don’t let the cyber thieves steal your hard-earned money.